Auction Financing That Moves at Auction Speed
Veristone Capital

Auction Financing That Moves at Auction Speed

Same-day proof of funds. Close in 48–72 hours. Compete with all-cash buyers at courthouse steps and online auctions.

Same-Day Proof of Funds

Get a proof of funds letter the same day you request it — backed by real capital.

Close in 48–72 Hours

Fund well within the 30-day auction window to protect your deposit and your deal.

Compete with Cash Buyers

Our speed and certainty put you on equal footing with all-cash bidders.

At a Glance

Auction Loans Overview

Everything you need to know about our Auction Loans — rates, terms, and what sets us apart.

Auction Loans

Veristone has built a system and process which allows borrowers to utilize financing at the auction.

Rate9-12%
Max LTV75%
Term1–12 months
Property Types
Single FamilyMulti-FamilyCondoCommercial
  • Same-day proof of funds
  • Close in 48–72 hours
  • Competitive with cash buyers

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Is this loan for an owner-occupied property?

Program Benefits

Everything You Get with Auction Loans

Built for real estate investors who need speed, flexibility, and a lender that understands the deal.

Same-Day Proof of Funds

Proof of funds letters issued the same day — backed by committed capital.

Close in 48–72 Hours

Fund well within the auction window so you never forfeit a deposit.

Distressed Properties

Fund as-is, vacant, and distressed properties that banks won't touch.

Trustee & Sheriff Sales

Purpose-built for courthouse steps, trustee sales, and online auction platforms.

No Experience Required

First-time auction buyers are welcome — we guide you through the process.

Pair with Rehab Financing

Combine your auction purchase with a fix & flip loan for the renovation phase.

Keys to a property purchased at auction
Win More Auctions

Show Up with Proof of Funds That Wins Bids

Auction purchases require certainty. Sellers and trustees won't wait for bank approvals — they need to know you can close. Veristone provides same-day proof of funds letters backed by real capital.

Distressed investment property acquired at auction
Beat the Deadline

Close Within the 30-Day Auction Window

Most auctions require full payment within 30 days — or you forfeit your deposit. Veristone's in-house underwriting funds well within that window, protecting both your earnest money and your deal.

Why Investors Choose Veristone for Auction Loans

See how our Auction Loans stack up against traditional bank financing.

Closing Speed
Proof of Funds Letters
Distressed Properties
Auction-Window Closings
No Appraisal Delays
No Prepayment Penalty
Veristone Capital
48–72 hours
Same day
Trusted by 1,800+ borrowers
Traditional Lender
30–60 days
Not available

Common Questions

Auction Loans FAQ

Recently Funded

The possibilites are endless with a trusted lending partner — these are a few highlights from our latest properties financed through Veristone Capital.

Clients love working with us

4.7 average rating for professionalism, quality, responsiveness and value

Ready to Get Started?

Put our speed, responsive service and simple loan products to work for you. Get funded in as little as 48 hours.

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.