Horizontal Development Financing from Dirt to Lots
Phase-based draws for grading, utilities, roads, and infrastructure — structured to match how development actually works.
Full Horizontal Scope
Fund everything from acquisition through grading, utilities, roads, and infrastructure.
Phase-Based Draws
Capital released as each development milestone completes — not on a rigid schedule.
Bridge to Vertical
Seamless transition to construction financing with the same lender when lots are ready.
At a Glance
Land Development Loans Overview
Everything you need to know about our Land Development Loans — rates, terms, and what sets us apart.
Land Development Loans
Veristone has designed our Land Development loan to help borrowers get their land ready for construction permits.
- Fund full horizontal scope
- Phase-based draws
- Bridge to vertical construction
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Program Benefits
Everything You Get with Land Development Loans
Built for real estate investors who need speed, flexibility, and a lender that understands the deal.
Full Horizontal Scope
Fund acquisition, grading, utilities, roads, and infrastructure in one loan.
Phase-Based Draws
Capital released at each verified milestone — keeping your development on schedule.
Interest-Only Payments
Minimize carry costs during the development period with interest-only structures.
Bridge to Vertical
Seamless transition to construction financing when lots are ready to build.
Up to $25M
From small infill projects to large residential subdivisions.
Partially Complete Projects
Take over stalled developments and get them back on track with fresh capital.
From Raw Dirt to Ready-to-Build Lots
Land development demands capital at every stage — acquisition, entitlement, grading, utilities, and roads. Veristone's development loans cover the full horizontal scope, so you're not constantly chasing the next piece of capital.
A Lending Partner That Understands Development
Land development is one of the most complex financing categories in real estate. Veristone has funded projects across the Pacific Northwest and beyond — we know how to keep a development moving from entitlement to lot delivery.
Why Investors Choose Veristone for Land Development Loans
See how our Land Development Loans stack up against traditional bank financing.
Common Questions
Land Development Loans FAQ
Recently Funded
The possibilites are endless with a trusted lending partner — these are a few highlights from our latest properties financed through Veristone Capital.
Clients love working with us
4.7 average rating for professionalism, quality, responsiveness and value
"Everything I've learned about Veristone is very promising. I'd like to add my voice to the others and give them high recommendations. I look forward to working with them closely."
Lewis Grimes (Surface.Artist)
"I love Veristone! They have become a trusted partner in the growth of my business. I have done many deals with Veristone and each one was completed in a fast, professional manner. I'm always amazed at how timely they are with funding in short time frames! The level of service is impressive. If your looking for someone to fund your next deal give Veristone a call and ask for Jason. He's my go to person every time!"
Tony Jackson
"Amazing company to work with!!! Have been working with Veristone for 7 years and I will only trust them with financing of all my projects. The whole team is truly professional, super efficient, and will go extra mile to help. Veristone is extremely flexible in understanding my needs and will work with me to ensure my success! They are the 5 start hotel of lending, that's there to foresee my needs and perform accordingly. Veristone is truly unrivaled and I am looking forward to many years of working together!"
Vlad
Ready to Get Started?
Put our speed, responsive service and simple loan products to work for you. Get funded in as little as 48 hours.
Veristone provides real estate investment loans for investors looking to fund their next project.
6725 116th Ave NE, Suite 210 Kirkland, WA 98033
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