Ground-Up Construction Financing Built for Builders
Veristone Capital

Ground-Up Construction Financing Built for Builders

From permit to certificate of occupancy — with milestone-based draws that keep your build on schedule and your crew on the job.

Milestone-Based Draws

Capital released as each phase completes — not on an arbitrary bank calendar.

Interest-Only During Build

Minimize carry costs with interest-only payments throughout the construction period.

Up to $25M

Single-family specs to large multi-family developments — we scale with your project.

At a Glance

Construction Loans Overview

Everything you need to know about our Construction Loans — rates, terms, and what sets us apart.

Construction Loans

Veristone's Construction loan program is available to investors and builders who appreciate the value of completing their ground-up project quickly.

Rate9-12%
Max LTV85% LTC
Term6–24 months
Property Types
Single FamilyMulti-FamilyTownhomeMixed-Use
  • Draw funding tied to milestones
  • Interest-only during build
  • Close in 48 hours

No Credit Impact

Pre-Qualify in Minutes

Our team will reach out with a term sheet tailored to your deal — no obligation, no runaround.

Get Pre-Qualified

Program Benefits

Everything You Get with Construction Loans

Built for real estate investors who need speed, flexibility, and a lender that understands the deal.

Ground-Up Financing

Fund new construction from foundation to finish on residential and mixed-use projects.

Milestone-Based Draws

Capital released at each inspection-verified phase — keeping your crew working.

Interest-Only Payments

Minimize carry costs during the build period with interest-only structures.

Close in 48 Hours

In-house underwriting for projects with permits in hand.

Up to $25M

From spec homes to multi-family developments — we scale with you.

Cross Collateralization

Leverage equity across your portfolio to strengthen your construction deal.

Ground-up residential construction framing
Fund the Full Build

From Permit to Certificate of Occupancy

Ground-up construction demands a lender who understands phased funding, shifting timelines, and on-site realities. Veristone's construction loans cover the full build — with draw schedules designed around real milestones.

Construction crew building a residential property
Built for Builders

A Lender That Speaks Construction

Since 2011, Veristone has financed hundreds of new construction projects. We understand scope changes, weather delays, and contractor schedules — and we build the flexibility to handle all of it.

Why Investors Choose Veristone for Construction Loans

See how our Construction Loans stack up against traditional bank financing.

Closing Speed
Ground-Up Construction
Draw Process
Interest-Only During Build
Entity Borrowers
No Prepayment Penalty
Veristone Capital
As fast as 48 hrs
Milestone-based
Trusted by 1,800+ borrowers
Traditional Lender
60–90 days
Slow & rigid

Common Questions

Construction Loans FAQ

Recently Funded

The possibilites are endless with a trusted lending partner — these are a few highlights from our latest properties financed through Veristone Capital.

Clients love working with us

4.7 average rating for professionalism, quality, responsiveness and value

Ready to Get Started?

Put our speed, responsive service and simple loan products to work for you. Get funded in as little as 48 hours.

© 2026. All rights reserved.

Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.