Horizontal Development Financing from Dirt to Lots
Phase-based draws for grading, utilities, roads, and infrastructure — structured to match how development actually works.
Full Horizontal Scope
Fund everything from acquisition through grading, utilities, roads, and infrastructure.
Phase-Based Draws
Capital released as each development milestone completes — not on a rigid schedule.
Bridge to Vertical
Seamless transition to construction financing with the same lender when lots are ready.
At a Glance
Land Development Loans Overview
Everything you need to know about our Land Development Loans — rates, terms, and what sets us apart.
Land Development Loans
Veristone has designed our Land Development loan to help borrowers get their land ready for construction permits.
- Fund full horizontal scope
- Phase-based draws
- Bridge to vertical construction
No Credit Impact
Pre-Qualify in Minutes
Our team will reach out with a term sheet tailored to your deal — no obligation, no runaround.
Get Pre-QualifiedProgram Benefits
Everything You Get with Land Development Loans
Built for real estate investors who need speed, flexibility, and a lender that understands the deal.
Full Horizontal Scope
Fund acquisition, grading, utilities, roads, and infrastructure in one loan.
Phase-Based Draws
Capital released at each verified milestone — keeping your development on schedule.
Interest-Only Payments
Minimize carry costs during the development period with interest-only structures.
Bridge to Vertical
Seamless transition to construction financing when lots are ready to build.
Up to $25M
From small infill projects to large residential subdivisions.
Partially Complete Projects
Take over stalled developments and get them back on track with fresh capital.
From Raw Dirt to Ready-to-Build Lots
Land development demands capital at every stage — acquisition, entitlement, grading, utilities, and roads. Veristone's development loans cover the full horizontal scope, so you're not constantly chasing the next piece of capital.
A Lending Partner That Understands Development
Land development is one of the most complex financing categories in real estate. Veristone has funded projects across the Pacific Northwest and beyond — we know how to keep a development moving from entitlement to lot delivery.
Why Investors Choose Veristone for Land Development Loans
See how our Land Development Loans stack up against traditional bank financing.
Common Questions
Land Development Loans FAQ
Recently Funded
The possibilites are endless with a trusted lending partner — these are a few highlights from our latest properties financed through Veristone Capital.
Clients love working with us
4.7 average rating for professionalism, quality, responsiveness and value
Ready to Get Started?
Put our speed, responsive service and simple loan products to work for you. Get funded in as little as 48 hours.
Veristone provides real estate investment loans for investors looking to fund their next project.
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