Land Financing Where Banks Say No
Raw, unimproved, or entitled — we finance land that traditional lenders won't touch, with terms structured around your development timeline.
Raw Land Eligible
We finance raw, unimproved, and entitled land that banks categorically decline.
Interest-Only Payments
Minimize carry costs while you entitle, plan, or wait for the right time to build.
Path to Construction
Seamless transition to a Veristone construction loan when you're ready to build.
At a Glance
Land Loans Overview
Everything you need to know about our Land Loans — rates, terms, and what sets us apart.
Land Loans
The first and most important step to building is controlling the land. Utilize Veristone's Land loan to acquire or refinance a property to provide more time prior to development.
- Raw and unimproved land eligible
- Interest-only options
- Path to construction financing
No Credit Impact
Pre-Qualify in Minutes
Our team will reach out with a term sheet tailored to your deal — no obligation, no runaround.
Get Pre-QualifiedProgram Benefits
Everything You Get with Land Loans
Built for real estate investors who need speed, flexibility, and a lender that understands the deal.
Raw Land Financing
Finance raw, unimproved, and entitled land parcels that banks won't touch.
Interest-Only Payments
Keep carry costs low while you plan, entitle, or wait for the right opportunity.
Close in 48 Hours
In-house underwriting for fast closings on qualifying land deals.
Path to Construction
Seamless transition to a Veristone construction loan when permits are in hand.
Up to $25M
From infill lots to large entitled parcels — we scale with your vision.
Cross Collateralization
Leverage equity in other properties to strengthen your land acquisition.
Raw and Unimproved Land — We Fund It
Banks treat raw land as too risky. Veristone takes a different approach: if the parcel has value and your plan is credible, we structure a loan around it. Our asset-based underwriting evaluates the land on its own merits.
We Underwrite the Land, Not Your Tax Returns
Land loans require a lender willing to evaluate the asset itself. We look at location, entitlement status, comparables, and your exit strategy. If the land supports the loan, we move forward.
Why Investors Choose Veristone for Land Loans
See how our Land Loans stack up against traditional bank financing.
Common Questions
Land Loans FAQ
Recently Funded
The possibilites are endless with a trusted lending partner — these are a few highlights from our latest properties financed through Veristone Capital.
Clients love working with us
4.7 average rating for professionalism, quality, responsiveness and value
Ready to Get Started?
Put our speed, responsive service and simple loan products to work for you. Get funded in as little as 48 hours.
Veristone provides real estate investment loans for investors looking to fund their next project.
6725 116th Ave NE, Suite 210 Kirkland, WA 98033
Corporate Headquarters - 888.760.9801
Speak with a Loan Expert - 425.828.9800
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