Fix & Flip Renovation Lending

Fix & Flip Financing That Covers the Full Project

Purchase plus rehab in a single loan — with draw schedules that keep your renovation on track and your capital flowing.

$3B+Total Funded
7,500+Loans Closed
48hrsAvg Close Time
2011In Business Since

Why Veristone Fix & Flip

One Loan. Purchase + Full Rehab.

100% Rehab Financing

Finance the full renovation cost — purchase and rehab in a single loan.

Fast Draw Process

Streamlined draw approvals keep your contractors paid and your project moving.

No Experience Required

First-time flippers welcome. Seasoned investors get preferred rates.

Program Terms

Fix & Flip Loan at a Glance

Rate Range

9–12%

Max LTV

80%

Loan Term

1–24 mo

Loan Size

$75K–$3M

Eligible Property Types

  • Single Family
  • Condo
  • Townhome
  • Multi-Family (2–4 units)

Key Highlights

  • Up to 80% LTV
  • Finance up to 100% of rehab
  • Close in 48 hours

Simple Process

Get Funded in 3 Steps

1

Submit Your Deal

Share your property address, purchase price, and estimated rehab budget. No lengthy paperwork upfront.

2

Get a Term Sheet

A loan officer reviews your deal and follows up the same day with terms and a draw schedule.

3

Close and Start Renovating

Once approved, we fund fast. Rehab draws are released as each phase completes — keeping work on schedule.

No Credit Impact

Pre-Qualify in Minutes

Our team will reach out with a term sheet tailored to your flip — no obligation, no runaround.

Program Benefits

Everything You Get with Fix & Flip Loans

Built for flippers who need speed, full rehab coverage, and a draw process that doesn't slow down the job.

100% Rehab Financing

Finance the full renovation scope within a single loan structure.

Close in 48 Hours

In-house underwriting means no waiting on third-party approvals.

No Experience Required

First-time flippers welcome — seasoned investors get preferred rates.

Fast Draw Process

Streamlined draw approvals so your contractors stay on the job.

Distressed Properties

Fund as-is, vacant, and distressed properties that banks won't touch.

No Prepayment Penalty

Sell fast and pay off early without extra fees eating your margin.

Fill out the form below and a loan officer will follow up with you shortly.

Fast closings · Flexible terms · Direct lender

Talk to a Loan Expert About Your Project

Whether you have a deal under contract or are still scoping an opportunity, we'd love to hear about it. No obligation, no runaround.

Get a Quick Quote

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.