Fix & Flip Renovation Lending

Fix & Flip Financing That Covers the Full Project

Purchase plus rehab in a single loan — with draw schedules that keep your renovation on track and your capital flowing.

$3B+Total Funded
7,500+Loans Closed
48hrsAvg Close Time
2011In Business Since

Why Veristone Fix & Flip

One Loan. Purchase + Full Rehab.

100% Rehab Financing

Finance the full renovation cost — purchase and rehab in a single loan.

Fast Draw Process

Streamlined draw approvals keep your contractors paid and your project moving.

No Experience Required

First-time flippers welcome. Seasoned investors get preferred rates.

Program Terms

Fix & Flip Loan at a Glance

Rate Range

9–12%

Max LTV

80%

Loan Term

1–24 mo

Loan Size

$75K–$3M

Eligible Property Types

  • Single Family
  • Condo
  • Townhome
  • Multi-Family (2–4 units)

Key Highlights

  • Up to 80% LTV
  • Finance up to 100% of rehab
  • Close in 48 hours

Simple Process

Get Funded in 3 Steps

1

Submit Your Deal

Share your property address, purchase price, and estimated rehab budget. No lengthy paperwork upfront.

2

Get a Term Sheet

A loan officer reviews your deal and follows up the same day with terms and a draw schedule.

3

Close and Start Renovating

Once approved, we fund fast. Rehab draws are released as each phase completes — keeping work on schedule.

No Credit Impact

Pre-Qualify in Minutes

Our team will reach out with a term sheet tailored to your flip — no obligation, no runaround.

Program Benefits

Everything You Get with Fix & Flip Loans

Built for flippers who need speed, full rehab coverage, and a draw process that doesn't slow down the job.

100% Rehab Financing

Finance the full renovation scope within a single loan structure.

Close in 48 Hours

In-house underwriting means no waiting on third-party approvals.

No Experience Required

First-time flippers welcome — seasoned investors get preferred rates.

Fast Draw Process

Streamlined draw approvals so your contractors stay on the job.

Distressed Properties

Fund as-is, vacant, and distressed properties that banks won't touch.

No Prepayment Penalty

Sell fast and pay off early without extra fees eating your margin.

Fill out the form below and a loan officer will follow up with you shortly.

Is this loan for an owner-occupied property?

Fast closings · Flexible terms · Direct lender

Talk to a Loan Expert About Your Project

Whether you have a deal under contract or are still scoping an opportunity, we'd love to hear about it. No obligation, no runaround.

Get a Quick Quote

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. CA Lenders License #60DBO-186176. Veristone Capital operates as Veristone Mortgage NMLS #1106440, LLC in OR, ID and CA. AZ License #BK-2012246, Veristone Capital operates as Veristone Lending, LLC NMLS #2733717 in AZ. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.