Land Loans

Over $1.7B+ Loans Funded and Up to 100% of Land Acquisition Funds

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Transform Vast Spaces into Valuable Places with Veristone

Acquiring the ideal parcel of land is the first step in a journey of real estate development. Whether you're eyeing empty lots or untapped acreage, Veristone Capital provides the financial bedrock necessary to lay the groundwork for your project. Our Land Loans offer the key to unlock the potential of the earth beneath your feet.

Why Select Veristone for Your Land Acquisition?

Connect with Opportunity Swiftly: In the ever-competitive real estate market, speed can make all the difference. Our land loans are structured for quick closings, ensuring you secure your desired parcel before it's gone.

Flexibility that Fosters Growth: No two parcels are the same, and neither are the plans for them. We offer versatile loan terms that adapt to the unique prospects and timelines of your land development project.

Local Expertise for Global Ambitions: Our market knowledge covers the breadth of Washington, Oregon, Colorado, and Idaho, serving as a compass to navigate local regulations and opportunities.

Advantages of Securing a Land Loan with Veristone

  • Straightforward Approval Process: A clear and simple path from application to funding helps you focus on what matters — your real estate vision.
  • Tailored Loan Structures: Whether planning a residential subdivision or a commercial endeavor, we shape our loans to fit your project's specifics.
  • Competitive Interest Rates: Affordable financing terms are part of our commitment to making your development plans financially viable.
  • No Early Repayment Fees: Exit the loan according to your project's success without worrying about additional costs.

Plant Your Flag with Veristone’s Land Loans

Land holds the possibilities of tomorrow’s real estate market. With hard money lending, secure a land loan that overlooks traditional financing hurdles, emphasizing the value of the land and paving the way for impressive returns.

Step onto the property ladder with confidence — Veristone’s Land Loans are here to elevate your real estate game. Contact us and step forward today!

Our land loan is perfect for borrowers who are interested in buying or refinancing land, whether raw, unimproved or improved, because it allows time to change the zoning, get entitlements approved or secure construction financing. Veristone designs its land loan based on the specific needs of the borrower and uniqueness of the development.

Why Veristone Capital

Why Choose Veristone's Land Loans?

We are a direct lender — not a broker. Every decision is made in-house, so you get faster approvals, transparent pricing, and a team that picks up the phone.

Land Loans Benefits

  • Loan sizes up to $25M
  • Up to 60% LTV
  • Seller carrybacks accepted
  • Cross collateralization available

The Veristone Difference

  • No Appraisal Required
  • No Credit Minimum
  • No DTI Requirement
  • No Prepayment Penalty
  • Interest Only Payments

Setting the Standard in Commercial Hard Money Solutions

Human-Touch Service

Common Sense Underwriting

We value human intuition over automated decision-making. We view each case holistically, looking beyond generic criteria and overly rigid restrictions to the full spectrum of a borrower's story, vision, and potential.

Balance Sheet Lender

Flexible Financing

As a balance sheet lender, we operate autonomously and with unrivaled agility - free from external constraints and chain-of-command breakdowns. We're free to swiftly deploy capital for borrowers on a deadline.

Fast Deployment When It Matters

No-Delay Deal-Closing

To lead the change in a dynamic market, you have to make dynamic moves. We excel in rapid closures - in the pressue system of commercial hard money loans, we're the partner you count on when every second counts.

Pre qualify Your Loan

1. Choose Your Type (required)


2. Property / Collateral (required)

Real Estate Collateral (Required)

sfr
SFR
commercial
Commercial
townhome-condo
Townhome / Condo
residential-1-4
Residential 1-4
multi-family-5plus
Multi-Family 5+
land
Land

3. Loan Type (required)

purchase
Real Estate Purchase
purchase-rehab
Purchase + Rehab
rehab
Construction / Rehab
refinance
Real Estate Refinance

4. Loan Information

To verify your loan to property value ratio meets our criteria, please provide specific loan and property amounts:

LTV0.0%

5. Contact Information

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.