Land Development Loans

Over $1.7B+ Loans Funded and Up to 100% of Land Development Funds

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Build Your Vision with the Right Financing

Transforming an untouched piece of land into a profitable development project requires more than just vision. It requires a solid financial foundation that can only be offered by a trusted lender. At Veristone Capital, we understand the unique challenges and immense potential of land development. That’s why we offer specialized Land Development Loans to turn your real estate visions into lucrative realities.

Why Choose Veristone for Your Land Development Needs?

Swift Approvals, Swift Progress: Time is of the essence in real estate development. Our streamlined process ensures you get the funding you need — fast. Say goodbye to lengthy bank approvals and hello to immediate action with Veristone.

Tailored Solutions, Vast Opportunities: Every piece of land has its own potential—and every developer, a unique vision. We offer customized financing solutions that cater to the specific needs of your project, allowing the fullest expression of your development plans.

Expert Guidance, Assured Success: With extensive experience in Washington, Oregon, Colorado, and Idaho real estate markets, our team of experts is here to guide you through the intricacies of land development, from initial planning to project completion.

Veristone's Land Development Loans Advantage

  • Flexible Terms: Our loan terms are designed to provide the flexibility your project demands, accommodating various development stages and timelines.
  • Competitive Rates: Enjoy competitive interest rates that make your investment all the more profitable.
  • Local Market Focus: As veterans of the Pacific Northwest’s real estate markets, we offer unparalleled insights into local land development trends and opportunities.
  • No Prepayment Penalties: We want to see your development succeed as much as you do. Pay off your loan early without any extra charges.
  • Diverse Property Types: Whether you’re developing residential communities, commercial complexes, or mixed-use spaces, Veristone has you covered.

Learn More About Hard Money Lending

Unfamiliar with hard money lending? Let’s demystify it. A hard money loan is a type of asset-based loan financing secured by real estate. Unlike traditional bank loans, hard money loans offer greater flexibility and speed, prioritizing the value of your project over your credit score. Ideal for developers and investors, these loans can be the catalyst for transforming raw land into a profitable endeavor.

Discover how Veristone’s Land Development Loans can catapult your real estate project to success. Reach out today!

Whether you are developing land to build one SFR, a plat for dozens of houses or a multi-family property, Veristone structures its development loans to allow for the necessary improvements to be made so the project can easily obtain construction permits or be sold.

Why Veristone Capital

Why Choose Veristone's Land Development Loans?

We are a direct lender — not a broker. Every decision is made in-house, so you get faster approvals, transparent pricing, and a team that picks up the phone.

Land Development Loans Benefits

  • Loan sizes up to $25M
  • Up to 85% LTC
  • Cross collateralization available
  • Partially complete projects welcome

The Veristone Difference

  • No Appraisal Required
  • No Credit Minimum
  • No DTI Requirement
  • No Prepayment Penalty
  • Interest Only Payments

Setting the Standard in Commercial Hard Money Solutions

Human-Touch Service

Common Sense Underwriting

We value human intuition over automated decision-making. We view each case holistically, looking beyond generic criteria and overly rigid restrictions to the full spectrum of a borrower's story, vision, and potential.

Balance Sheet Lender

Flexible Financing

As a balance sheet lender, we operate autonomously and with unrivaled agility - free from external constraints and chain-of-command breakdowns. We're free to swiftly deploy capital for borrowers on a deadline.

Fast Deployment When It Matters

No-Delay Deal-Closing

To lead the change in a dynamic market, you have to make dynamic moves. We excel in rapid closures - in the pressue system of commercial hard money loans, we're the partner you count on when every second counts.

Pre qualify Your Loan

1. Choose Your Type (required)


2. Property / Collateral (required)

Real Estate Collateral (Required)

sfr
SFR
commercial
Commercial
townhome-condo
Townhome / Condo
residential-1-4
Residential 1-4
multi-family-5plus
Multi-Family 5+
land
Land

3. Loan Type (required)

purchase
Real Estate Purchase
purchase-rehab
Purchase + Rehab
rehab
Construction / Rehab
refinance
Real Estate Refinance

4. Loan Information

To verify your loan to property value ratio meets our criteria, please provide specific loan and property amounts:

LTV0.0%

5. Contact Information

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.