Loan Programs

When other lenders are too rigid or too slow, Veristone Capital steps in. Put our speed, responsive service, and flexible loan products to work for your next deal.

Get Started About Veristone

$3B+Total Funded

7,500+Loans Closed

48hrsAvg Close Time

2011In Business Since

Who We Work With

Built for Active Real Estate Investors

We lend to experienced investors and developers — not owner-occupants or first-time homebuyers. If you move fast, so do we.

Fix & Flip Investors

Acquire, renovate, and sell — fast closings are our specialty.

BRRRR Investors

Buy, rehab, rent, refinance, repeat — bridge and rehab loans ready.

Bridge / Rental Hold

Short-term capital to hold or stabilize income-producing properties.

Ground-Up Developers

Construction loans for new residential or mixed-use projects.

Auction Buyers

Close fast with day-of or next-day funding for auction purchases.

Land Developers

Acquisition and development financing for raw or entitled land.

Simple Process

Get Funded in 3 Steps

Submit Your Deal

Fill out a 30-second form with basic property and loan details. No lengthy paperwork upfront.

Speak With Our Team

A loan officer reviews your deal and follows up the same day to discuss terms.

Close in 48 Hours

Once approved, we move fast. Most deals close within 48 hours of final approval.

Get Started

Fill out the form below and a loan officer will follow up with you shortly.

Common Questions

Frequently Asked Questions

What is a hard money loan?

A hard money loan is short-term, asset-based financing secured by real property. Unlike conventional loans, approval is based primarily on the value of the property — not your credit score or income. They're popular with real estate investors who need fast, flexible capital.

What are typical fix and flip loan rates?

Fix and flip loan rates vary based on the deal, borrower experience, and market conditions. At Veristone, rates are competitive for experienced investors and we can typically provide a quote within 24 hours. Reach out to get terms specific to your project.

What is a bridge loan and when should I use one?

A bridge loan is short-term financing that 'bridges' the gap between acquiring a property and securing longer-term funding or completing a sale. They're ideal when you need to close fast, hold a property temporarily, or are waiting on another transaction to close.

What are the requirements for a hard money loan?

Unlike conventional mortgages, hard money loans focus on the property's value and your exit strategy. We look at the loan-to-value ratio, property type, and your real estate experience. Most deals can be pre-qualified within 24 hours with basic deal details.

Ready to Get Started?

Put our speed, responsive service and simple loan products to work for you. Get funded in as little as 48 hours.

Start the Conversation

Veristone provides real estate investment loans for investors looking to fund their next project.

6725 116th Ave NE, Suite 210 Kirkland, WA 98033

Corporate Headquarters - 888.760.9801

Speak with a Loan Expert - 425.828.9800

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.