Rental Property/DSCR Loan | Surprise, Arizona

Leverage the value of rental properties.

Rental properties are a powerful way to enhance your investment portfolio. Get funded for your next property with our Surprise Rental Property/DSCR Loan option. We offer both refinance and cash-out equity programs to help you grow.

About Our Surprise Rental Property/DSCR Loans

  • No-fee alternative valuation and rent schedule option available.
  • Single-family rentals of all sizes welcome.
  • Interest-only payments.

Median Home Price

286200

Population

141,664

Rental Property/DSCR Loan Volume

120118916

Rental Property/DSCR Loan in Surprise

The Surprise, Arizona rental market supports a strong investor base. With a median home price of 286200 and a population of 141,664, demand for quality rental housing remains consistent year over year. Veristone's Rental Property/DSCR Loan is designed to meet that demand head-on. This program qualifies based on the property's rent-to-debt ratio rather than personal income verification, making it an ideal tool for investors looking to expand in Surprise without the friction of conventional financing.

Loan Specifications

LOAN PURPOSE
Purchase, refinance, cash-out refinance
BORROWER
Individual or entity
INTEREST RATE
Rates as low as 5.3%
TERM
30-Year fixed rate mortgage (fully amortizing or Partial IO); 5/6, 7/6, 10/6 hybrid ARMs (partial IO or fully amortizing)
EXPERIENCE
Not required
MINIMUM CREDIT SCORE
620
MAXIMUM LOAN-TO-VALUE (LTV)
80% on purchase, 75% on cash-out
MINIMUM LOAN AMOUNT
$100K and up
DEBT-TO-INCOME (DTI)
As low as .8
SEASONING REQUIREMENT
90 Days
RURAL PROPERTIES
Case-by-case
FOREIGN NATIONALS
Case-by-case
PROPERTY TYPES
Single-family homes; 2-4-unit properties; Condos/Townhomes; Small multi-family

See If You Qualify

Ready to apply for a Rental Property/DSCR Loan in Surprise?

How a Surprise, Arizona Rental Property/DSCR Loan Can Work for You

1

Each one of your rental properties operates like an independent business.

2

Each property is evaluated on its own and can leverage benefits accordingly.

3

We thoughtfully advise and lead you through the entire process.

Surprise Rental Property Loan Data

Market Overview

Population

141,664

Median Home Price

286200

Owner Occupied

25,083

Renter Occupied

20,264

Hard Money Loan Volume

97654660

Rental Property Loan Volume

120118916

Bridge Loan Volume

34175050

Fix & Flip Loan Volume

74210073

About Our Surprise Rental Property/DSCR Loans

About Our Surprise Rental Property/DSCR Loans infographic
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Get started with a personalized quote or pre-qualification in minutes.

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Ready to discuss your Rental Property/DSCR Loan needs in Surprise, Arizona? Our team is here to help you find the right financing solution.

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.