Rental Property/DSCR Loan | Sacramento, California

Leverage the value of rental properties.

Rental properties are a powerful way to enhance your investment portfolio. Get funded for your next property with our Sacramento Rental Property/DSCR Loan option. We offer both refinance and cash-out equity programs to help you grow.

About Our Sacramento Rental Property/DSCR Loans

  • No-fee alternative valuation and rent schedule option available.
  • Single-family rentals of all sizes welcome.
  • Interest-only payments.

Median Home Price

$380,600

Population

513,624

Rental Property/DSCR Loan Volume

$435,533,634

Rental Property/DSCR Loan in Sacramento

Sacramento is home to 513,624 people, with properties averaging $380,600. Those numbers represent real opportunity for rental income investors who know the market. Veristone's Rental Property/DSCR Loan removes the typical hurdles, with no personal income verification required and no experience needed. If you're looking to lock in a rental asset in Sacramento, California, this is the program built to make it happen.

Loan Specifications

LOAN PURPOSE
Purchase, refinance, cash-out refinance
BORROWER
Individual or entity
INTEREST RATE
Rates as low as 5.3%
TERM
30-Year fixed rate mortgage (fully amortizing or Partial IO); 5/6, 7/6, 10/6 hybrid ARMs (partial IO or fully amortizing)
EXPERIENCE
Not required
MINIMUM CREDIT SCORE
620
MAXIMUM LOAN-TO-VALUE (LTV)
80% on purchase, 75% on cash-out
MINIMUM LOAN AMOUNT
$100K and up
DEBT-TO-INCOME (DTI)
As low as .8
SEASONING REQUIREMENT
90 Days
RURAL PROPERTIES
Case-by-case
FOREIGN NATIONALS
Case-by-case
PROPERTY TYPES
Single-family homes; 2-4-unit properties; Condos/Townhomes; Small multi-family

See If You Qualify

Ready to apply for a Rental Property/DSCR Loan in Sacramento?

How a Sacramento, California Rental Property/DSCR Loan Can Work for You

1

Each one of your rental properties operates like an independent business.

2

Each property is evaluated on its own and can leverage benefits accordingly.

3

We thoughtfully advise and lead you through the entire process.

Sacramento Rental Property Loan Data

Market Overview

Population

513,624

Median Home Price

$380,600

Owner Occupied

90,983

Renter Occupied

73,500

Hard Money Loan Volume

$354,092,386

Rental Property Loan Volume

$435,533,634

Bridge Loan Volume

$123,932,335

Fix & Flip Loan Volume

$269,110,213

About Our Sacramento Rental Property/DSCR Loans

About Our Sacramento Rental Property/DSCR Loans infographic
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Find Out What Veristone Can Do For You

Get started with a personalized quote or pre-qualification in minutes.

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Ready to discuss your Rental Property/DSCR Loan needs in Sacramento, California? Our team is here to help you find the right financing solution.

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.