Rental Property/DSCR Loan | Bellevue, Washington

Leverage the value of rental properties.

Rental properties are a powerful way to enhance your investment portfolio. Get funded for your next property with our Bellevue Rental Property/DSCR Loan option. We offer both refinance and cash-out equity programs to help you grow.

About Our Bellevue Rental Property/DSCR Loans

  • No-fee alternative valuation and rent schedule option available.
  • Single-family rentals of all sizes welcome.
  • Interest-only payments.

Median Home Price

$1,500,000

Population

151,854

Rental Property/DSCR Loan Volume

$128,766,422

Rental Property/DSCR Loan in Bellevue

With 151,854 residents and a median home price of $1,500,000, Bellevue, Washington offers steady fundamentals for rental property investment. Veristone's DSCR-based program evaluates your loan against projected rental income rather than W-2s or tax returns, giving you a streamlined path to acquisition or refinance. Whether you're adding to an existing portfolio or purchasing your first investment property, this program is built to move at the speed of the Bellevue market.

Loan Specifications

LOAN PURPOSE
Purchase, refinance, cash-out refinance
BORROWER
Individual or entity
INTEREST RATE
Rates as low as 5.3%
TERM
30-Year fixed rate mortgage (fully amortizing or Partial IO); 5/6, 7/6, 10/6 hybrid ARMs (partial IO or fully amortizing)
EXPERIENCE
Not required
MINIMUM CREDIT SCORE
620
MAXIMUM LOAN-TO-VALUE (LTV)
80% on purchase, 75% on cash-out
MINIMUM LOAN AMOUNT
$100K and up
DEBT-TO-INCOME (DTI)
As low as .8
SEASONING REQUIREMENT
90 Days
RURAL PROPERTIES
Case-by-case
FOREIGN NATIONALS
Case-by-case
PROPERTY TYPES
Single-family homes; 2-4-unit properties; Condos/Townhomes; Small multi-family

See If You Qualify

Ready to apply for a Rental Property/DSCR Loan in Bellevue?

How a Bellevue, Washington Rental Property/DSCR Loan Can Work for You

1

Each one of your rental properties operates like an independent business.

2

Each property is evaluated on its own and can leverage benefits accordingly.

3

We thoughtfully advise and lead you through the entire process.

Bellevue Rental Property Loan Data

Market Overview

Population

151,854

Median Home Price

$1,500,000

Owner Occupied

26,899

Renter Occupied

21,730

Hard Money Loan Volume

$104,688,148

Rental Property Loan Volume

$128,766,422

Bridge Loan Volume

$36,640,852

Fix & Flip Loan Volume

$79,562,992

About Our Bellevue Rental Property/DSCR Loans

About Our Bellevue Rental Property/DSCR Loans infographic
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Ready to discuss your Rental Property/DSCR Loan needs in Bellevue, Washington? Our team is here to help you find the right financing solution.

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.