Hard Money Loans | Bakersfield, California

Expand your opportunities. Hard money loans give you the speed and flexibility to grow your real estate portfolio like never before.

At Veristone, we offer a range of fast, asset-based financing products that let investors leverage real estate value—not red tape—to move quickly on opportunities.

About Our Bakersfield Hard Money Loans

  • Our programs are based on your potential cash flow.
  • We can refinance your existing portfolio.
  • We can work with multiple properties at once.
  • This option is great for investors who want time or can't get traditional financing.

Median Home Price

$264,500

Population

384,145

Hard Money Loans Volume

$264,829,563

Hard Money Loans in Bakersfield

Hard money lending in Bakersfield, California is about one thing: speed. With a population of 384,145 and a median home price of $264,500, this is a market where the right deal can move faster than conventional financing allows. Veristone's Hard Money Loan is secured by the asset rather than your income or credit score, and can close in days rather than weeks. Whether you're acquiring, refinancing, or pulling equity, this program gives you the flexibility to act when it matters most.

Loan Specifications

LOAN PURPOSE
Purchase, refinance, cash-out refinance
INTEREST RATE
Rates from 9.99%
LOAN AMOUNT
$100K - $10MM
LOAN TERM
1 -18 months
BORROWER TYPE
Individual or entity
EXPERIENCE
N/A – New investors welcome
REFINANCE MAXIMUM LOAN-TO-VALUE (LTV)
Up to 80%
PURCHASE MAXIMUM LOAN-TO-VALUE (LTV)
Up to 80%
PROPERTY TYPE
Single family homes; Multi-unit properties, 2 to 4 units; Multi-unit properties, 5 to 20 units; Mixed-use properties; Condos/Townhomes
LOAN PROGRAM TYPES
Bridge Loans; Fix & Flip Loans; Land Development Loans; Vertical Construction Loans; Rental Property Loans

See If You Qualify

Ready to apply for a Hard Money Loans in Bakersfield?

How a Bakersfield, California Hard Money Loan Can Work for You

1

Find new ways to free up equity, bundle properties, and plan for future investments.

2

Our plans are completely customizable to suit your needs.

3

We will thoughtfully advise and lead you through the entire process.

Bakersfield Hard Money Loan Data

Market Overview

Population

384,145

Median Home Price

$264,500

Owner Occupied

68,047

Renter Occupied

54,971

Hard Money Loan Volume

$264,829,563

Rental Property Loan Volume

$325,740,362

Bridge Loan Volume

$92,690,347

Fix & Flip Loan Volume

$201,270,468

About Our Bakersfield Hard Money Loans

About Our Bakersfield Hard Money Loans infographic
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Ready to discuss your Hard Money Loans needs in Bakersfield, California? Our team is here to help you find the right financing solution.

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.