Rental Property/DSCR Loan | Bakersfield, California
Leverage the value of rental properties.
Rental properties are a powerful way to enhance your investment portfolio. Get funded for your next property with our Bakersfield Rental Property/DSCR Loan option. We offer both refinance and cash-out equity programs to help you grow.
About Our Bakersfield Rental Property/DSCR Loans
- No-fee alternative valuation and rent schedule option available.
- Single-family rentals of all sizes welcome.
- Interest-only payments.
Median Home Price
$264,500
Population
384,145
Rental Property/DSCR Loan Volume
$325,740,362
Rental Property/DSCR Loan in Bakersfield
The Bakersfield, California rental market supports a strong investor base. With a median home price of $264,500 and a population of 384,145, demand for quality rental housing remains consistent year over year. Veristone's Rental Property/DSCR Loan is designed to meet that demand head-on. This program qualifies based on the property's rent-to-debt ratio rather than personal income verification, making it an ideal tool for investors looking to expand in Bakersfield without the friction of conventional financing.
Loan Specifications
Veristone Capital- LOAN PURPOSE
- Purchase, refinance, cash-out refinance
- BORROWER
- Individual or entity
- INTEREST RATE
- Rates as low as 5.3%
- TERM
- 30-Year fixed rate mortgage (fully amortizing or Partial IO); 5/6, 7/6, 10/6 hybrid ARMs (partial IO or fully amortizing)
- EXPERIENCE
- Not required
- MINIMUM CREDIT SCORE
- 620
- MAXIMUM LOAN-TO-VALUE (LTV)
- 80% on purchase, 75% on cash-out
- MINIMUM LOAN AMOUNT
- $100K and up
- DEBT-TO-INCOME (DTI)
- As low as .8
- SEASONING REQUIREMENT
- 90 Days
- RURAL PROPERTIES
- Case-by-case
- FOREIGN NATIONALS
- Case-by-case
- PROPERTY TYPES
- Single-family homes; 2-4-unit properties; Condos/Townhomes; Small multi-family
See If You Qualify
Ready to apply for a Rental Property/DSCR Loan in Bakersfield?
How a Bakersfield, California Rental Property/DSCR Loan Can Work for You
Each one of your rental properties operates like an independent business.
Each property is evaluated on its own and can leverage benefits accordingly.
We thoughtfully advise and lead you through the entire process.
Bakersfield Rental Property Loan Data
Market Overview
Population
384,145
Median Home Price
$264,500
Owner Occupied
68,047
Renter Occupied
54,971
Hard Money Loan Volume
$264,829,563
Rental Property Loan Volume
$325,740,362
Bridge Loan Volume
$92,690,347
Fix & Flip Loan Volume
$201,270,468
About Our Bakersfield Rental Property/DSCR Loans
Get Started Today
Talk to a Rental Property/DSCR Loan expert in Bakersfield, California
Find Out What Veristone Can Do For You
Get started with a personalized quote or pre-qualification in minutes.
Other Bakersfield Loan Programs
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Ready to discuss your Rental Property/DSCR Loan needs in Bakersfield, California? Our team is here to help you find the right financing solution.
Veristone provides real estate investment loans for investors looking to fund their next project.
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