Hard Money Loans | Oakland, California

Expand your opportunities. Hard money loans give you the speed and flexibility to grow your real estate portfolio like never before.

At Veristone, we offer a range of fast, asset-based financing products that let investors leverage real estate value—not red tape—to move quickly on opportunities.

About Our Oakland Hard Money Loans

  • Our programs are based on your potential cash flow.
  • We can refinance your existing portfolio.
  • We can work with multiple properties at once.
  • This option is great for investors who want time or can't get traditional financing.

Median Home Price

$807,600

Population

433,031

Hard Money Loans Volume

$298,531,571

Hard Money Loans in Oakland

For real estate investors in Oakland, California who need to move quickly, Veristone's Hard Money Loan provides capital without the delays of traditional underwriting. In a city of 433,031 with a median home price of $807,600, investment opportunities do not wait. Approval is based on the value of the collateral, terms are short and flexible, and funding can happen fast. This is hard money built for investors who are serious about the Oakland market.

Loan Specifications

LOAN PURPOSE
Purchase, refinance, cash-out refinance
INTEREST RATE
Rates from 9.99%
LOAN AMOUNT
$100K - $10MM
LOAN TERM
1 -18 months
BORROWER TYPE
Individual or entity
EXPERIENCE
N/A – New investors welcome
REFINANCE MAXIMUM LOAN-TO-VALUE (LTV)
Up to 80%
PURCHASE MAXIMUM LOAN-TO-VALUE (LTV)
Up to 80%
PROPERTY TYPE
Single family homes; Multi-unit properties, 2 to 4 units; Multi-unit properties, 5 to 20 units; Mixed-use properties; Condos/Townhomes
LOAN PROGRAM TYPES
Bridge Loans; Fix & Flip Loans; Land Development Loans; Vertical Construction Loans; Rental Property Loans

See If You Qualify

Ready to apply for a Hard Money Loans in Oakland?

How a Oakland, California Hard Money Loan Can Work for You

1

Find new ways to free up equity, bundle properties, and plan for future investments.

2

Our plans are completely customizable to suit your needs.

3

We will thoughtfully advise and lead you through the entire process.

Oakland Hard Money Loan Data

Market Overview

Population

433,031

Median Home Price

$807,600

Owner Occupied

76,707

Renter Occupied

61,967

Hard Money Loan Volume

$298,531,571

Rental Property Loan Volume

$367,193,833

Bridge Loan Volume

$104,486,050

Fix & Flip Loan Volume

$226,883,994

About Our Oakland Hard Money Loans

About Our Oakland Hard Money Loans infographic
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Get started with a personalized quote or pre-qualification in minutes.

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Ready to discuss your Hard Money Loans needs in Oakland, California? Our team is here to help you find the right financing solution.

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.