Rental Property/DSCR Loan | Oakland, California
Leverage the value of rental properties.
Rental properties are a powerful way to enhance your investment portfolio. Get funded for your next property with our Oakland Rental Property/DSCR Loan option. We offer both refinance and cash-out equity programs to help you grow.
About Our Oakland Rental Property/DSCR Loans
- No-fee alternative valuation and rent schedule option available.
- Single-family rentals of all sizes welcome.
- Interest-only payments.
Median Home Price
$807,600
Population
433,031
Rental Property/DSCR Loan Volume
$367,193,833
Rental Property/DSCR Loan in Oakland
Oakland is home to 433,031 people, with properties averaging $807,600. Those numbers represent real opportunity for rental income investors who know the market. Veristone's Rental Property/DSCR Loan removes the typical hurdles, with no personal income verification required and no experience needed. If you're looking to lock in a rental asset in Oakland, California, this is the program built to make it happen.
Loan Specifications
Veristone Capital- LOAN PURPOSE
- Purchase, refinance, cash-out refinance
- BORROWER
- Individual or entity
- INTEREST RATE
- Rates as low as 5.3%
- TERM
- 30-Year fixed rate mortgage (fully amortizing or Partial IO); 5/6, 7/6, 10/6 hybrid ARMs (partial IO or fully amortizing)
- EXPERIENCE
- Not required
- MINIMUM CREDIT SCORE
- 620
- MAXIMUM LOAN-TO-VALUE (LTV)
- 80% on purchase, 75% on cash-out
- MINIMUM LOAN AMOUNT
- $100K and up
- DEBT-TO-INCOME (DTI)
- As low as .8
- SEASONING REQUIREMENT
- 90 Days
- RURAL PROPERTIES
- Case-by-case
- FOREIGN NATIONALS
- Case-by-case
- PROPERTY TYPES
- Single-family homes; 2-4-unit properties; Condos/Townhomes; Small multi-family
See If You Qualify
Ready to apply for a Rental Property/DSCR Loan in Oakland?
How a Oakland, California Rental Property/DSCR Loan Can Work for You
Each one of your rental properties operates like an independent business.
Each property is evaluated on its own and can leverage benefits accordingly.
We thoughtfully advise and lead you through the entire process.
Oakland Rental Property Loan Data
Market Overview
Population
433,031
Median Home Price
$807,600
Owner Occupied
76,707
Renter Occupied
61,967
Hard Money Loan Volume
$298,531,571
Rental Property Loan Volume
$367,193,833
Bridge Loan Volume
$104,486,050
Fix & Flip Loan Volume
$226,883,994
About Our Oakland Rental Property/DSCR Loans
Get Started Today
Talk to a Rental Property/DSCR Loan expert in Oakland, California
Find Out What Veristone Can Do For You
Get started with a personalized quote or pre-qualification in minutes.
Get In Touch
Ready to discuss your Rental Property/DSCR Loan needs in Oakland, California? Our team is here to help you find the right financing solution.
Veristone provides real estate investment loans for investors looking to fund their next project.
6725 116th Ave NE, Suite 210 Kirkland, WA 98033
Corporate Headquarters - 888.760.9801
Speak with a Loan Expert - 425.828.9800
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