Land Development & Horizontal Construction Loans | San Jose, California
Veristone's Land Development & Horizontal Construction Loans ensure you have fast, efficient financing and a tailored plan that's as unique as your property.
Land development is a crucial first step for many exciting real estate projects. But, it's far from the end of the journey. Veristone can expertly walk you through the whole process, all the way from ground acquisition to building completion.
About Our San Jose Land Development & Horizontal Construction Loan
- No pre-payment penalties.
- Partially complete projects welcome.
- Cross collateralization available.
Median Home Price
$999,900
Population
1,021,795
Land Development & Horizontal Construction Loans Volume
$704,425,473
Land Development & Horizontal Construction Loans in San Jose
Land development in San Jose, California sits at the intersection of vision and execution. With 1,021,795 residents and properties averaging $999,900, the demand for developed, build-ready lots is sustained by real market pressure. Veristone's Land Development Loan provides the capital to take raw or improved land through the entitlement and development process, giving developers the runway they need to unlock a project's full potential in San Jose.
Loan Specifications
Veristone Capital- LOAN PURPOSE
- Land development/horizontal work
- INTEREST RATE
- From 10.99%
- LOAN AMOUNT
- Up to $10MM
- LOAN TERM
- Up to 18 months
- BORROWER TYPE
- Individual or entity
- EXPERIENCE
- Preferred, but not required
- MAX LOAN-TO-COST (LTC)
- Up to 60%
- MAX LOAN-TO-VALUE (LTV)
- Up to 70%
- CONSTRUCTION FINANCING
- Up to 100% of budget
See If You Qualify
Ready to apply for a Land Development & Horizontal Construction Loans in San Jose?
How a San Jose, California Land Development Loan Can Work for You
We assist with construction when needed.
We know local markets and permitting.
We thoughtfully attend to every detail.
San Jose Land Development Loan Data
Market Overview
Population
1,021,795
Median Home Price
$999,900
Owner Occupied
181,001
Renter Occupied
146,219
Hard Money Loan Volume
$704,425,473
Rental Property Loan Volume
$866,443,332
Bridge Loan Volume
$246,548,916
Fix & Flip Loan Volume
$535,363,359
About Our San Jose Land Development & Horizontal Construction Loan
Get Started Today
Talk to a Land Development & Horizontal Construction Loans expert in San Jose, California
Find Out What Veristone Can Do For You
Get started with a personalized quote or pre-qualification in minutes.
Other San Jose Loan Programs
Explore More Options
Get In Touch
Ready to discuss your Land Development & Horizontal Construction Loans needs in San Jose, California? Our team is here to help you find the right financing solution.
Veristone provides real estate investment loans for investors looking to fund their next project.
6725 116th Ave NE, Suite 210 Kirkland, WA 98033
Corporate Headquarters - 888.760.9801
Speak with a Loan Expert - 425.828.9800
© 2026. All rights reserved.