Rental Property/DSCR Loan | San Jose, California
Leverage the value of rental properties.
Rental properties are a powerful way to enhance your investment portfolio. Get funded for your next property with our San Jose Rental Property/DSCR Loan option. We offer both refinance and cash-out equity programs to help you grow.
About Our San Jose Rental Property/DSCR Loans
- No-fee alternative valuation and rent schedule option available.
- Single-family rentals of all sizes welcome.
- Interest-only payments.
Median Home Price
$999,900
Population
1,021,795
Rental Property/DSCR Loan Volume
$866,443,332
Rental Property/DSCR Loan in San Jose
The San Jose, California rental market supports a strong investor base. With a median home price of $999,900 and a population of 1,021,795, demand for quality rental housing remains consistent year over year. Veristone's Rental Property/DSCR Loan is designed to meet that demand head-on. This program qualifies based on the property's rent-to-debt ratio rather than personal income verification, making it an ideal tool for investors looking to expand in San Jose without the friction of conventional financing.
Loan Specifications
Veristone Capital- LOAN PURPOSE
- Purchase, refinance, cash-out refinance
- BORROWER
- Individual or entity
- INTEREST RATE
- Rates as low as 5.3%
- TERM
- 30-Year fixed rate mortgage (fully amortizing or Partial IO); 5/6, 7/6, 10/6 hybrid ARMs (partial IO or fully amortizing)
- EXPERIENCE
- Not required
- MINIMUM CREDIT SCORE
- 620
- MAXIMUM LOAN-TO-VALUE (LTV)
- 80% on purchase, 75% on cash-out
- MINIMUM LOAN AMOUNT
- $100K and up
- DEBT-TO-INCOME (DTI)
- As low as .8
- SEASONING REQUIREMENT
- 90 Days
- RURAL PROPERTIES
- Case-by-case
- FOREIGN NATIONALS
- Case-by-case
- PROPERTY TYPES
- Single-family homes; 2-4-unit properties; Condos/Townhomes; Small multi-family
See If You Qualify
Ready to apply for a Rental Property/DSCR Loan in San Jose?
How a San Jose, California Rental Property/DSCR Loan Can Work for You
Each one of your rental properties operates like an independent business.
Each property is evaluated on its own and can leverage benefits accordingly.
We thoughtfully advise and lead you through the entire process.
San Jose Rental Property Loan Data
Market Overview
Population
1,021,795
Median Home Price
$999,900
Owner Occupied
181,001
Renter Occupied
146,219
Hard Money Loan Volume
$704,425,473
Rental Property Loan Volume
$866,443,332
Bridge Loan Volume
$246,548,916
Fix & Flip Loan Volume
$535,363,359
About Our San Jose Rental Property/DSCR Loans
Get Started Today
Talk to a Rental Property/DSCR Loan expert in San Jose, California
Find Out What Veristone Can Do For You
Get started with a personalized quote or pre-qualification in minutes.
Get In Touch
Ready to discuss your Rental Property/DSCR Loan needs in San Jose, California? Our team is here to help you find the right financing solution.
Veristone provides real estate investment loans for investors looking to fund their next project.
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