Loan Programs
Real Estate Investment Lending

Loan Programs

When other lenders are too rigid or too slow, Veristone Capital steps in. Put our speed, responsive service, and flexible loan products to work for your next deal.

$3B+Total Funded
7,500+Loans Closed
48hrsAvg Close Time
2011In Business Since

Our Programs

Financing for Every Strategy

Bridge Loans

If time is of the essence for closing a short-term loan on an investment property, Veristone's Bridge loan offers unrivaled speed and flexibility to borrowers buying or refinancing a property.

Rate9-12%
Max LTV80%
Term1–24 months
Property Types
Single FamilyMulti-FamilyMixed-UseCommercial
  • Close in 48 hours
  • Interest-only payments
  • No prepayment penalty

Fix & Flip Loans

Our Fix & Flip loan is designed to maximize the profit and returns of investors. Veristone has streamlined its draw approval process to make sure borrowers get their rehab funds released as soon as possible.

Rate9-12%
Max LTV80%
Term1–24 months
Property Types
Single FamilyCondoTownhomeMulti-Family (2–4 units)
  • Up to 80% LTV
  • Finance up to 100% of rehab
  • Close in 48 hours

Construction Loans

Veristone's Construction loan program is available to investors and builders who appreciate the value of completing their ground-up project quickly.

Rate9-12%
Max LTV85% LTC
Term6–24 months
Property Types
Single FamilyMulti-FamilyTownhomeMixed-Use
  • Draw funding tied to milestones
  • Interest-only during build
  • Close in 48 hours

Auction Loans

Veristone has built a system and process which allows borrowers to utilize financing at the auction.

Rate9-12%
Max LTV75%
Term1–12 months
Property Types
Single FamilyMulti-FamilyCondoCommercial
  • Same-day proof of funds
  • Close in 48–72 hours
  • Competitive with cash buyers

Land Loans

The first and most important step to building is controlling the land. Utilize Veristone's Land loan to acquire or refinance a property to provide more time prior to development.

Rate9-12%
Max LTV60%
Term6–24 months
Property Types
Raw LandUnimproved LandEntitled ParcelsInfill Lots
  • Raw and unimproved land eligible
  • Interest-only options
  • Path to construction financing

Land Development Loans

Veristone has designed our Land Development loan to help borrowers get their land ready for construction permits.

Rate9-12%
Max LTV85% LTC
Term12–36 months
Property Types
Residential SubdivisionsMixed-Use DevelopmentEntitled ParcelsInfill Development
  • Fund full horizontal scope
  • Phase-based draws
  • Bridge to vertical construction

Recently Funded

The possibilites are endless with a trusted lending partner — these are a few highlights from our latest properties financed through Veristone Capital.

Clients love working with us

4.7 average rating for professionalism, quality, responsiveness and value

Ready to Get Started?

Put our speed, responsive service and simple loan products to work for you. Get funded in as little as 48 hours.

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Oregon Mortgage Broker License #5288. Idaho Mortgage Broker License #8640. Veristone Capital operates as Veristone Mortgage NWMLS: 1106440 in Oregon and Idaho. Investment loans made or arranged pursuant to these state licenses. This site is not authorized by the respective state departments of financial services for any other states.